Payment

• Pay With Credit/Debit Card

To complete a purchase using a credit or debit card, you will need to provide the following information: the name as printed on the card, the card number, the expiration month and year, and the 3 or 4-digit security code (CVV/CVC).  Additionally, the billing address associated with the card must be entered accurately during the transaction process.
We accept the credit/debit cards listed below.

Please note: For your security, Zupapa does not store your complete credit/debit card number or any other sensitive payment details entered during checkout.  Should you have any inquiries regarding transactions made with your card, please contact the financial institution that issued your card directly.

• About Shop Pay Installments

We are pleased to offer Shop Pay Installments, a flexible payment solution powered by Shop Pay, designed to make your shopping experience more convenient and adaptable to your budget. As part of our commitment to enhancing your checkout experience, this service helps you manage your finances comfortably while enjoying your purchase today.

1. Flexible Payment Options to Fit Your Needs

For eligible orders (between $35 and $30,000 USD), you can choose the following options at checkout¹:

Short-Term, Interest-Free: Split purchases from $50 to $1,000 into 4 interest-free, bi-weekly payments. It’s an easy way to spread out the cost².

Long-Term Monthly Installments: For larger purchases, we offer monthly installment plans for up to 12 months, making significant investments more manageable³.

2. Transparent Process Designed to Protect Your Interests

We understand the importance of financial clarity. Therefore, we ensure the entire process is straightforward and transparent:

Credit Assessment & Impact: Creating a Shop Pay Installments account does not impact your credit score⁴. However, please note that when you choose a payment plan and complete your purchase, your payment history with our lending partner, Affirm, may be reported to credit bureaus, similar to other credit products.

Fee Structure: Depending on the plan you choose and the results of the eligibility check, an APR (Annual Percentage Rate) from 0% to 36% APR may apply⁵. Aside from this potential interest, there are no hidden fees or late charges.

Financial Security: You will receive your full order immediately and then repay Affirm according to your chosen schedule. Your payment information is protected by Shop Pay’s advanced security technology.

3. Seamless Post-Purchase Support

About Refunds: If you return an item, the refund will first be applied to your outstanding balance. Any remaining amount will be returned to your original payment method. Please note that any interest already paid, as the cost of borrowing, is non-refundable⁶.

Customer Support: If you have any questions about your payment plan, you can visit the Affirm Help Center for Shop Pay Installments customers or manage your account through the Shop app at any time.

Choosing Shop Pay Installments means opting for a reliable payment method, officially partnered with Shopify and trusted by millions of users. We hope this service makes every shopping experience with us more secure and worry-free.

¹ This service is available to eligible merchants and customers in the United States, Canada, and the United Kingdom. Specific eligibility is determined at checkout.
² Customers can split purchases between $50 and $999.99 USD (or CAD/GBP equivalent) into 4 interest-free, bi-weekly payments.
³ Monthly installment plans for orders between $35 and $30,000 USD (or CAD/GBP equivalent) are available for up to 12 months.
⁴ A "soft credit check" is performed when creating an account and does not affect your credit score. Subsequent payment behavior may be reported.
⁵ APR (Annual Percentage Rate) is determined by the lender, Affirm, based on your creditworthiness and other factors.
⁶ For detailed information on refunds and dispute resolution, please refer to our full refund policy or contact customer service.

• Sales & Use Tax

1. What is Sales & Use Tax? 

Sales & Use Tax (commonly referred to as "Sales Tax") is a tax imposed by applicable U.S. state authorities on purchases made by customers.  We are legally obligated to collect Sales Tax in states where such requirements apply. The applicable Sales Tax will be displayed in your order summary once you have confirmed your shipping details and advanced to the checkout process. 

2. How is Sales & Use Tax calculated?

 Sales Tax is calculated based on the net merchandise total, after the application of all eligible discounts. Depending on state regulations, taxes may also apply to delivery and shipping fees, where applicable. The final Sales Tax amount for your order will be clearly itemized during checkout.

3. Is Sales & Use Tax refundable? 

Yes, in the event of an approved return and/or refund, the corresponding Sales Tax amount will also be refunded in accordance with state tax regulations.

• Coupon Code

Coupon Code During checkout, you may apply eligible coupon codes to your order. After entering your code, select the "Apply" button to activate the discount. The order total will update automatically upon successful application. Please note: If you proceed to checkout without clicking "Apply", the discount will not be reflected in your order total. Important Notes: Coupon codes must be entered exactly as provided, without any leading, trailing, or internal spaces. To ensure accuracy, we recommend copying and pasting the code directly. Only one coupon code may be used per order. Coupon stacking is generally not permitted. All coupons are subject to the terms and conditions of the offer. Please note that certain items on our website may be excluded from coupon discounts.